Small Businesses

Here are 5 tips that to consider:

• Compare Coverage
• Assess your Industry’s Settlements
• Get the Package Deal
• Find a Specialist Broker

 Contact us today for a free assessment of your business’ policies. Protecting your small business from risks is the foundation of success. Take the necessary time to investigate your business liability insurance needs with an insurance representative, your industry association, and peers. It could be the most important decision to your company’s survival.

Happy customers are the secret to success.

Now that all the interaction points between customers and a company are mapped, an evaluation phase can take place through our Happy Customer Program. The Church Agency would like to invite our clients to take a Happy Customer Survey and tell us what you think! Not only will we be provided with your valuable feedback but you will be awarded a $5 Starbucks gift card!

It’s our way of letting you know how valuable you and your opinions are to us!   

So what’s to lose? 5  minutes of your time for $5 of delicious warm Starbucks Coffee on a chilly Ohio morning?

The Church Agency

600 E. Cuyahoga Falls Ave.
Akron, OH 44310

Local #: 330.733.1800
Toll Free #: 877.737.0758
Fax #: 330.794.0055

We understand that you need affordable, reliable car Auto Insurance more than ever after a DUI / DWI conviction, and we`ll help you find the coverage you need. Simply contact  The Church Agency  for a free, no-obligation Auto Insurance quote.

The Church Agency

600 E. Cuyahoga Falls Ave.

Akron, OH 44310

Local #: 330.733.1800

Toll Free #: 877.737.0758

Fax #: 330.794.0055

Small Businesses

Here are 5 tips that to consider:

• Compare Coverage
• Assess your Industry’s Settlements
• Get the Package Deal
• Find a Specialist Broker

 Contact us today for a free assessment of your business’ policies. Protecting your small business from risks is the foundation of success. Take the necessary time to investigate your business liability insurance needs with an insurance representative, your industry association, and peers. It could be the most important decision to your company’s survival.

The Church Agency

600 E. Cuyahoga Falls Ave.

Akron, OH 44310

Local #: 330.733.1800

Toll Free #: 877.737.0758

Fax #: 330.794.0055

The AP (12/28, Alonso-Zaldivar) reports, “Starting in 2012, the government will charge a new fee to your health insurance plan for research to find out which drugs, medical procedures, tests and treatments work best.” While the goal “is to answer such basic questions as whether that new prescription drug advertised on TV really works better than an old generic costing much less,” the piece notes that “the idea of medical effectiveness research is eyed with suspicion.” Kathryn Nix, a policy analyst for the Heritage Foundation, remarked, “The more concerning thing is not the institute itself, but how the findings will be used in other areas. Will they be used to make coverage determinations?”

Contact The Church Agency to find out more about your health insurance plan.

The Church Agency

600 E. Cuyahoga Falls Ave.
Akron, OH 44310

Leading news from the National Association of Health Underwriters

USA Today (12/28, Kennedy) reports that “it can be difficult to dig through the rhetoric to determine just what the 2010 health care law has done,” but “proponents and foes say big pieces of the law have been enacted and have already affected millions of people’s lives.”

Don Berwick former administrator of the Centers for Medicare and Medicaid Services, remarked, “It’s complicated, but there are very many benefits affecting millions of people. They will not know it’s the Affordable Care Act, but it is.” The piece highlights “five major changes in health care that occurred in 2011 because of the health care law,” including a crackdown on fraud and more benefits for young adults and seniors.

If you have any questions about your Health Care please contact a professional at The Church Agency.

The Church Agency

600 E. Cuyahoga Falls Ave.

Akron, OH 44310

Local #: 330.733.1800

Toll Free #: 877.737.0758

Fax #: 330.794.0055

The Church Agency

Here are 7 New Year’s Eve safety tips:

1. Have a designated driver: Do not ever drink and drive. Ask a friend or a family member for a ride, or make a reservation for a taxi.

2. Monitor your alcohol intake: Many people associate New Year’s Eve celebrations with drinking. Be aware of how much you are drinking. Make sure you stay hydrated (with water) and that you eat enough.

3. Take the keys: If you have a friend who is too drunk to drive, take the keys. Get your friend a ride home with a trusted sober driver, or call his or her family for a ride.

4. Stick together: Going to parties, bars and dance clubs can be hectic, and with too much alcohol, some people lose control. Traveling in groups creates a safety net.

5. Stay off the roads: Drinking and driving car accidents are highest between 8 p.m. and 2 a.m., so try and stay off the roads during those hours.

6. Drive defensively: If you must drive, be aware of your surroundings, drive defensively and call the police if you see anything illegal or suspicious taking place. As always, wear your seat belt and don’t drive distracted.

7. If you’re hosting a New Year’s Eve party, adhere to the following safety suggestions:

•    Have a ride for your guests: Contact a local cab company so your guests can have rides.

•    Juice, soda, water: Also serve non-alcoholic beverages for your guests. Have lots of water on hand.

•    Plenty of food: Make sure you have enough food on hand so your guests can have something on their stomachs beside alcohol.

•    Stop serving: Stop serving alcohol well before the party ends.

•    Sleep over: Let your guests stay the night if they wish to stay off the roads.

Happy New Year from The Church Agency, everyone.We hope that you will consider our suggestions this year and always remember to never  drink and drive! Let’s all look out for each other and have a great  2012.

For a free Auto Insurance quote please contact The Church Agency. We are here to satisfy all your insurance needs and never leave you wondering what you Auto Insurance Policy covers.

The Church Agency launched an online Happy Customer program that let’s you tell us what you think about us! In return The Church Agency will send you a 5 dollar Starbucks gift card just for giving us your opinion! So what’s to lose? Letting your insurance agent know what makes you happy and because of that being able to provide better service? A free Starbucks coffee on a chilly Ohio morning?

The Church Agency

600 E. Cuyahoga Falls Ave.

Akron, OH 44310

Local #: 330.733.1800

Toll Free #: 877.737.0758

Fax #: 330.794.0055

Aviation Insurance 

Not sure what you need? The Church Agency located in Akron, OH, has the expertise and experience to guide you.

We are very knowledgeable about the current status of the aviation market as well as the policies and forms that are available to you. We are committed to giving you the best service available and have the resources and ability to assure that.

The Church Agency

600 E. Cuyahoga Falls Ave.

Akron, OH 44310

Local #: 330.733.1800

Toll Free #: 877.737.0758

Fax #: 330.794.0055

The Church Agency

600 E. Cuyahoga Falls Ave.

Akron, OH 44310

Local #: 330.733.1800

Toll Free #: 877.737.0758

Fax #: 330.794.0055

Renters Insurance is a necessity for anyone renting or subletting a home or apartment. A renter’s insurance policy protects your personal property, valuables and assets against many types of accidents or disasters. Without insurance you’re vulnerable to loss, so complete coverage can give you the peace of mind needed should a loss or damage take place.

The following coverage options are typically included in The Church Agency’s standard policy:

1. Personal property coverage: Protects your possessions from theft, vandalism, water damage, etc. If your belongings are stolen or damaged, you can file a claim to get reimbursed for the loss.
2. Personal liability coverage: Provides coverage protection for you and any visitors to your rental property. If a guest is injured on your property, renters insurance will pay for the medical expenses and any judgments against you if a lawsuit ensues. Your legal fees will also be covered.
3. Loss of use pays for additional living expenses, such as food and housing, if you must temporarily move from your home or apartment because of a covered loss.  Loss of use coverage is generally limited to 20 percent of a policy’s personal property coverage.

Some people mistakenly think that their landlord’s insurance will cover their property but they are totally wrong. Their landlord’s insurance will cover the building structure itself, not the tenant’s personal belongings.

Contact The Church Agency’s today, and see just how affordable our rates can be.

The Church Agency

600 E. Cuyahoga Falls Ave.

Akron, OH 44310

Local #: 330.733.1800

Toll Free #: 877.737.0758

Fax #: 330.794.0055

The Homeowners Policy does not cover legal liability resulting from the use of motor vehicles that are registered for use on public roads or property or that the law requires to be registered for use at the place where the accident took place. However, it does provide some coverage for vehicles designed to be used off public roads if either the user does not own them or if the accident occurs on an insured location, as the policy defines that term. The term includes the place where the person named on the policy (the named insured) resides, other residences he acquires during the policy term, premises he doesn’t own and where he temporarily resides, vacant land he owns or rents, land he owns or rents where he is building a residence, and other premises he occasionally rents for non-business use.

Therefore, the Homeowners policy will cover him for liability resulting from the use of:

• A motorized wheelchair at his home and surrounding property
• A dune buggy at a beach house he’s renting for a week
• A snowmobile he owns on vacant land he owns
• An ATV he rents while he uses it on someone else property.

It will not cover him if he takes a vehicle he owns off an insured location.

The policy covers certain vehicles if the insured person uses them solely to service his premises. For example, he would have coverage for a riding lawn mower that he uses on his own property, but he will not have coverage for it if he also uses it to cut a neighbor’s grass. The policy covers vehicles designed to assist the handicapped, but only while they are being used to assist a handicapped person or while they are parked on an insured location. A healthy 15 year-old who takes a handicapped person’s scooter for a joy ride does not have coverage.

The agents at The Church Agency Inc can find a Homeowners Insurance policy in Ohio that covers your home from all disasters, including storm damage, vandalism, and personal injury.

The Church Agency

600 E. Cuyahoga Falls Ave.

Akron, OH 44310

Local #: 330.733.1800

Toll Free #: 877.737.0758

Fax #: 330.794.0055